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Tom MacDonald is a market intelligence practitioner and business consultant specializing in Asia, the Middle East, Africa and other emerging markets. He’s led dozens of assignments for many of the world’s most successful financial services and technology companies. Currently Managing Consultant and Financial & Business Services Practice Lead at the research and advisory firm Global Growth Markets, Tom leads the company’s work on digital payments, e-commerce and payments investment advisory. His work has been cited in publications including the China Daily.